Junior Specialist: Risk

Job Description

Absa Group is seeking a Junior Specialist: Risk to ensure quality credit management principles are followed within their mandate. This role focuses on managing and rehabilitating customer accounts in the early stages of delinquency. The process is end-to-end and requires collaboration across various Strategic Business Units (SBUs), with a strong focus on Credit and Risk Management.

Requirements

• NQF Level 7: 3-year National Diploma/Degree
• 3 to 5 years credit management experience
• Previous mandate management experience preferred
• Credit Risk Assessment / management in a financial environment
• Financial principle analysis
• Intermediate computer skills
• Customer Orientation Level
• Verbal and written communication
• Network ability
• The ability to adapt to continuous changes in the working environment
• Negotiation skills
• Assertiveness

Responsibilities

• Resolve early-stage excess by assessing the customers' risk
• Determine the reason for the excess and agree on a solution with the customer
• Agree on a promise to pay, an increase, decrease in facility, adjusting debit orders and/or fees, or restructuring the facility where appropriate