How To Apply For FNB Temporary Loan

Understanding FNB Temporary Loans

• Quick Cash: They provide fast access to funds when you need extra money.
• Flexible: You choose how much to borrow within limits.
• Short-Term: Designed for urgent needs, not long-term financial solutions.

Requirements

1. FNB Account: You MUST have an active FNB Cheque Account or Easy Account.
2. Income: Earn between R3,000 and R4,000 per month.
3. Age: Be age 18 to 63.
4. South African ID: Have a valid South African ID card.

Application Methods

Here are the step-by-step options for applying. Choose the one best for you:

Option 1: FNB Cellphone Banking

1. Dial: Using the phone number linked to your FNB account, dial 120321#
2. Follow Prompts: The menu will guide you.
3. PIN: Enter your FNB Mobile Banking PIN.
4. Select "Get a Loan": Choose this option from the main menu.
5. Select "Temporary Loan": Pick it from the new list of options.
6. Review Rules: Read carefully before proceeding.
7. Consent (If Needed): If married, your spouse may need to consent.
8. Terms & Conditions: Read these THOROUGHLY.
9. Accept (If First Time): Click "Accept Offer" if this is your first time taking a Temporary Loan.
10. Loan Amount: Choose the amount you need.
11. Complete Form: Fill out the simple application.
12. Confirm: Submit your application.
13. Approval = SMS: You'll get a text if approved.

Option 2: FNB Online Banking

1. Login: Sign in to your FNB online banking.
2. "Loans" Tab: Find and click the "Loans" section.
3. "Get a Temp Loan Now": Select this option.
4. Review Rules: Read them before proceeding.
5. Consent (If Needed): If married, your spouse may need to provide consent.
6. Terms & Conditions: Read these THOROUGHLY.
7. Accept: Click "Accept offer"
8. Loan Amount: Choose how much you need.
9. "Take up loan": Click this button.
10. Double Check: Make sure everything on the application is correct.
11. Submit: Send it in!

Option 3: FNB Branch

1. Visit: Go to your local FNB branch.
2. Ask About Temporary Loans: Staff will help you.
3. Paperwork: Fill out the application with their help.
4. Follow Their Instructions: Branch staff will guide you.

Important Reminders

• FNB Temporary Loans are for short-term needs. Plan to pay them back quickly.
• Interest rates apply, so figure the total cost before taking the loan.
• Only borrow what you can comfortably repay.
• If you're unsure, ask questions! FNB staff are there to help.